PERSONAL BANKING

Discovery Bank is a shared-value bank that rewards you for managing your money well, and gives you the support and tools to help you change your financial behaviour for the better. When you manage your money well, Discovery Bank rewards you with incredible lifestyle rewards, unprecedented travel benefits, Dynamic Interest Rates, and Discovery Miles – the rewards currency that’s more valuable than cash.

You can get all this and more from Discovery Bank. The Future of Banking. Now .

Choose from a wide range of products to suit your needs:

When you manage your money well, Discovery Bank rewards you with incredible lifestyle rewards, unprecedented travel benefits, Dynamic Interest Rates, and Discovery Miles – the rewards currency that’s more valuable than cash. You can get all this and more from Discovery Bank. The Future of Banking. Now.

A transaction account for your

day-to-day banking needs

A state-of-the-art credit card that gives you up to 55 days of

interest-free credit

A full banking suite that

gives you maximum rewards.

You can also open Real-Time Forex Accounts and transact in Dollars, Pounds and Euros, as well as unlimited free savings accounts with market-leading interest rates. And it’s all available 24/7 on your banking app.

Understanding Vitality Money

The Vitality Money programme helps you track, manage and improve your finances. When you choose a qualifying product, you automatically get access to Vitality Money. Complete the Vitality Money assessment based on your financial behaviours, and you’ll get a Vitality Money status. Vitality Money will help improve your financial status through a range of tools.

As your Vitality Money status improves, so do the rewards and benefits you receive from Discovery Bank.

Rewards

Control your interest with Dynamic Interest Rates.

Pay as little as prime -2 on your credit interest rate.

Earn more interest on your savings.

Earn interest on positive balances in your transaction account.

Upgrade your travel experience.

Get 10% to 75% off local and international flights, 10% to 25% off accommodation, as well as unlimited  car hire.

Get access to millions of local and international listings on Booking.com, with the option of paying with  your Discovery Miles.

Book your entire trip in one secure checkout on Vitality Travel and pay with your Discovery Miles.

You can travel like a VIP with Discovery Bank’s Priority Fast Track and access to The Lounge by Discovery and SAA.

Enjoy a rewards currency that’s more valuable than cash with Discovery Miles

Get Discovery Miles as you get healthier, drive well and spend responsibly.

You can get up to 75% back on HealthyFood and up to 50% back on HealthyCare items in Discovery  Miles.

Spend your Discovery Miles how you want, and they are more valuable than cash:

• Get 5% to 20% off when you spend your Discovery Miles at over 40 in-store and online retail  partners.

• Double your Discovery Miles discount to up to 40% off on Miles Ð-Day on the 15th of every month.

• You can even convert your Discovery Miles to cash.

The way forward - available 24/7, 365 days a year

The Discovery Bank service team is available 24 hours a day, 7 days a week, 365 days a year.

You can also get real-time help in your banking app with Live Assist. It’s convenient, available 24 hours a day, and totally secure.

PERSONAL BANKING

Discovery Bank is a shared-value bank that rewards you for managing your money well, and gives you the support and tools to help you change your financial behaviour for the better.

You can get all this and more from Discovery Bank.

The Future of Banking. Now.

Choose from a wide range of products to suit your needs:

When you manage your money well, Discovery Bank rewards you with incredible lifestyle rewards, unprecedented travel benefits, dynamic interest rates, and Discovery Miles – the rewards currency that’s more valuable than cash.

  • A transaction account for your day-to-day banking needs

  • A state-of-the-art credit card that gives you up to 55 days of interest-free credit

  • A full banking suite that gives you maximum rewards.

  • You can also open real-time Forex accounts and transact in dollars, pounds, and euros, as well as unlimited free savings accounts with market-leading interest rates. And it’s all available 24/7 on your banking app.

Understanding

Vitality Money

The Vitality Money programme helps you track, manage and improve your finances. When you choose a qualifying product, you automatically get access to Vitality Money. Complete the Vitality Money assessment based on your financial behaviours, and you’ll get a Vitality Money status. Vitality Money will help improve your financial status through a range of tools.

As your Vitality Money status improves, so do the rewards and benefits you receive from Discovery Bank.

Rewards

Control your interest with Dynamic Interest Rates.

Pay as little as prime -2 on your credit interest rate.

Earn more interest on your savings.

Earn interest on positive balances in your transaction account.

Upgrade your travel experience.

Get 10% to 75% off local and international flights, 10% to 25% off accommodation, as well as unlimited  car hire.

Get access to millions of local and international listings on Booking.com, with the option of paying with  your Discovery Miles.

Book your entire trip in one secure checkout on Vitality Travel and pay with your Discovery Miles.

You can travel like a VIP with Discovery Bank’s Priority Fast Track and access to The Lounge by Discovery and SAA.

Enjoy a rewards currency that’s more valuable than cash with Discovery Miles

Get Discovery Miles as you get healthier, drive well and spend responsibly.

You can get up to 75% back on HealthyFood and up to 50% back on HealthyCare items in Discovery  Miles.

Spend your Discovery Miles how you want, and they are more valuable than cash:

• Get 5% to 20% off when you spend your Discovery Miles at over 40 in-store and online retail  partners.

• Double your Discovery Miles discount to up to 40% off on Miles Ð-Day on the 15th of every month.

• You can even convert your Discovery Miles to cash.

The way forward - available

24/7, 365 days a year

The Discovery Bank service team is available 24 hours a day, 7 days a week, 365 days a year.

You can also get real-time help in your banking app with Live Assist. It’s convenient, available 24 hours a day, and totally secure.

GET A BETTER, MORE PERSONALISED BANKING EXPERIENCE

The Discovery Bank app is a bank branch in the palm of your hand. You can use it to:

  • Set up and personalise your card and spending limits.

  • Make quick tap-and-go payments using Apple Pay, Fitbit Pay, Garmin Pay, and Samsung Pay

  • Get personal, real-time insights into your income, savings, and spending habits through the Vitality Money Financial Analyser.

And with Discovery Pay, you can:

  • Instantly settle out-of-pocket medical expenses with Health Pay

  • Exercise your way and with the Vitality

  • Pay as you gym benefit.

  • Pay other Discovery clients in your contact list using just their cellphone number.

GET A

BETTER, MORE PERSONALISED BANKING EXPERIENCE

The Discovery Bank app is a bank branch in the palm of your hand. You can use it to:

  • Set up and personalise your card and spending limits.

  • Make quick tap-and-go payments using Apple Pay, Fitbit Pay, Garmin Pay, and Samsung Pay

  • Get personal, real-time insights into your income, savings, and spending habits through the Vitality Money Financial Analyser.

And with Discovery Pay, you can:

  • Instantly settle out-of-pocket medical expenses with Health Pay

  • Exercise your way and with the Vitality

  • Pay as you gym benefit.

  • Pay other Discovery clients in your contact list using just their cellphone number.

attooh! Consulting Services Holdings (Pty) Ltd, a juristic representative of Discovery Life Ltd, an Authorised Financial Services Provider, FSP 18147 Discovery Life Limited. Registration number 1966/003901/06, is a registered long-term insurer, and an authorised financial services and registered credit provider, NCR Reg No. NCRCP3555. Product rules, terms, and conditions apply.

Copyright © 2025 attooh! All rights reserved.

attooh! Consulting Services Holdings (Pty) Ltd, a juristic representative of Discovery Life Ltd, an Authorised Financial Services Provider, FSP 18147

Discovery Life Limited. Registration number 1966/003901/06, is a registered long-term insurer, and an authorised financial services and registered credit
provider, NCR Reg No. NCRCP3555. Product rules, terms, and conditions apply.

Copyright © 2025 attooh! All rights reserved.