INVEST

Strategies to help you grow, protect, and transfer your Wealth. A solid investment company that helps you achieve your investment goals.

INVEST

Strategies to help you grow, protect, and transfer your Wealth. A solid investment company that helps you achieve your investment goals.

Discovery offers easy access to many diverse investments and a wide choice of investment managers through one contact point. Whether you are just starting out in investments or you are a seasoned investor, we have an investment plan for you. Let our expert Invest Advisors help you deliver your dreams of tomorrow…


In 1992, Discovery revolutionised medical aid through a single, profound insight: If people lived healthier lives, it would change insurance for good. It would also change society. They introduced rewards for healthy behaviour choices, and grew into a global organisation. Discovery Invest brings the same philosophy: They encourage you to and reward you for investing longer, investing more, living well and withdrawing wisely.

Discovery rewards healthy investment behavior

Discovery encourages and rewards you for investing longer by starting to invest as early as possible and investing  more towards your retirement goals. You can get an extra return of up to 2% each year on your investment for being  healthy, driving well, and managing your money well. You can get up to 50% extra income in retirement for life when  you withdraw your retirement income responsibly and manage your health.

 A wide range of Investment plans

Discovery has a diverse range of investment plans that can help you invest towards your retirement and other short-  term or medium-term goals. With investment opportunities extended across local and offshore investments, no  matter what you are saving for, they can help you get there.

 A wide choice of funds to invest in

 Once you have chosen which investment plan you want to invest a regular or a lump-sum contribution into, you must  decide in which funds to invest your money. Discovery Invest gives you the freedom to choose from a range of over 200 unit trust funds managed by leading local and international fund managers through a single entry point. This  means you can invest in their investment plans and choose investment funds that are managed by leading investment  managers.

Discovery Invest International

With the latest innovations, Discovery Invest is expanding their local shared-value investment platform globally by creating the first international shared-value offering with unique benefits and associations with some of the largest and strongest investment managers in the world. They have also paired this with efficient structuring and a seamless digital investing experience to allow you to navigate the world of global investing with ease. Invest International is the country’s first international shared-value investment offering, designed to give clients access to the world’s best investment opportunities.

Discovery Ltd. registration number: 1999/007789/06. Companies in the group are authorised financial services providers.

Discovery offers easy access to many diverse investments and a wide choice of investment managers through one contact point. Whether you are just starting out in investments or you are a seasoned investor, we have an investment plan for you. Let our expert Invest Advisors help you deliver your dreams of tomorrow…


In 1992, Discovery revolutionised medical aid through a single, profound insight: If people lived healthier lives, it would change insurance for good. It would also change society. They introduced rewards for healthy behaviour choices, and grew into a global organisation. Discovery Invest brings the same philosophy: They encourage you to and reward you for investing longer, investing more, living well and withdrawing wisely.

Discovery rewards healthy investment behavior

Discovery encourages and rewards you for investing longer by starting to invest as early as possible and investing  more towards your retirement goals. You can get an extra return of up to 2% each year on your investment for being  healthy, driving well, and managing your money well. You can get up to 50% extra income in retirement for life when  you withdraw your retirement income responsibly and manage your health.

 A wide range of Investment plans

Discovery has a diverse range of investment plans that can help you invest towards your retirement and other short-  term or medium-term goals. With investment opportunities extended across local and offshore investments, no  matter what you are saving for, they can help you get there.

 A wide choice of funds to invest in

 Once you have chosen which investment plan you want to invest a regular or a lump-sum contribution into, you must  decide in which funds to invest your money. Discovery Invest gives you the freedom to choose from a range of over 200 unit trust funds managed by leading local and international fund managers through a single entry point. This  means you can invest in their investment plans and choose investment funds that are managed by leading investment  managers.

Discovery Invest International

With the latest innovations, Discovery Invest is expanding their local shared-value investment platform globally by creating the first international shared-value offering with unique benefits and associations with some of the largest and strongest investment managers in the world. They have also paired this with efficient structuring and a seamless digital investing experience to allow you to navigate the world of global investing with ease. Invest International is the country’s first international shared-value investment offering, designed to give clients access to the world’s best investment opportunities.

Discovery Ltd. registration number: 1999/007789/06. Companies in the group are authorised financial services providers.

BUSINESS ASSURANCE

In the hustle and bustle of growing a business, protection can sometimes be overlooked. Just as we prioritise safeguarding our homes, our businesses—the very pillars of our livelihood—require equal attention. From managing the intricacies of partnerships to addressing the impact of losing a key player or even mitigating vulnerabilities related to sureties, the risks are numerous. Fear not, attooh! is here with sustainable solutions tailored for every scenario. Let us identify the risks and craft innovative solutions. With our expertise, your business is not just another asset; it is a legacy safeguarded for the long haul.

BUSINESS ASSURANCE

In the hustle and bustle of growing a business, protection can sometimes be overlooked. Just as we prioritise safeguarding our homes, our businesses—the very pillars of our livelihood—require equal attention. From managing the intricacies of partnerships to addressing the impact of losing a key player or even mitigating vulnerabilities related to sureties, the risks are numerous. Fear not, attooh! is here with sustainable solutions tailored for every scenario. Let us identify the risks and craft innovative solutions. With our expertise, your business is not just another asset; it is a legacy safeguarded for the long haul.

Buy-and-sell agreement

A buy-and-sell agreement ensures business continuity by protecting against disruptions if an owner dies or becomes disabled. It provides surviving owners with the funds to buy the affected owner’s share, safeguarding all stakeholders from potential disputes.

Key-person insurance

Key employees drive a business's profitability and growth, making their potential loss a significant risk. Key-person insurance compensates for financial losses resulting from the death or incapacity of these crucial team members, safeguarding your business's future.

Contingent liability insurance

Protect your business's liquidity and your personal assets with contingent liability insurance. This coverage is crucial for those challenging times, such as when business loans need repayment and funds are scarce, preventing your personal estate from falling into creditors' hands and preserving your family's inheritance.

Buy-and-sell agreement

A buy-and-sell agreement ensures business continuity by protecting against disruptions if an owner dies or becomes disabled. It provides surviving owners with the funds to buy the affected owner’s share, safeguarding all stakeholders from potential disputes.

Key-person insurance

Key employees drive a business's profitability and growth, making their potential loss a significant risk. Key-person insurance compensates for financial losses resulting from the death or incapacity of these crucial team members, safeguarding your business's future.

Contingent liability insurance

Protect your business's liquidity and your personal assets with contingent liability insurance. This coverage is crucial for those challenging times, such as when business loans need repayment and funds are scarce, preventing your personal estate from falling into creditors' hands and preserving your family's inheritance.

GROUP RISK

Discovery Group Risk aims to protect employees and their families from unforeseen circumstances while rewarding them for living healthier.

GROUP RISK

Discovery Group Risk aims to protect employees and their families from unforeseen circumstances while rewarding them for living healthier.


With improved health, employees claim less, meaning that we can return the savings from less claims to them through improved pricing and superior benefits. Employers can choose the benefits offered and the amount of protection they want to provide to their employees. Select benefits are underpinned by Vitality, which enables employees to receive additional rewards and wellness benefits.

Protection for children's education

Discovery Global Education Protector benefit is automatically included for all employees whose life cover is at least two times their annual salary. The benefit can also be extended to private schooling, depending on the employee's Vitality status, and even to selected universities overseas.

Protection from financial burden for family members

Discovery Life Cover Benefit gives broader cover at a lower cost.

Discovery Funeral Benefit can provide cover for the member only, for the member and their immediate family (up to three spouses and five children) or for their extended family (up to 10 family members).

Protection from the financial challenges that result

from a life-changing event

Discovery Income Continuation Benefit pays a monthly amount if the employee is unable to work. It also has other value-added benefits. Discovery Capital Disability Benefit does not reduce (taper) over the cover period. Discovery Severe Illness Benefit covers a broad range of impairment conditions and automatically includes cover for the employee’s children.

With improved health, employees claim less, meaning that we can return the savings from less claims to them through improved pricing and superior benefits. Employers can choose the benefits offered and the amount of protection they want to provide to their employees. Select benefits are underpinned by Vitality, which enables employees to receive additional rewards and wellness benefits.

Protection for children's education

Discovery Global Education Protector benefit is automatically included for all employees whose life cover is at least two times their annual salary. The benefit can also be extended to private schooling, depending on the employee's Vitality status, and even to selected universities overseas.

Protection from financial burden for family members

Discovery Life Cover Benefit gives broader cover at a lower cost. Discovery Funeral Benefit can provide cover for the member only, for the member and their immediate family (up to three spouses and five children) or for their extended family (up to 10 family members).

Protection from the financial challenges that result from a life-changing event

Discovery Income Continuation Benefit pays a monthly amount if the employee is unable to work. It also has other value-added benefits. Discovery Capital Disability Benefit does not reduce (taper) over the cover period. Discovery Severe Illness Benefit covers a broad range of impairment conditions and automatically includes cover for the employee’s children.

Retirement Funds

Because employees may be living longer, encouraging the right retirement savings behaviours can dramatically reduce their retirement savings gap. That’s why Discovery Retirement Funds* drive positive savings behaviour by motivating employees to save more, save for longer, and manage their finances. Discovery is then able to reward their behaviour by adding boosts to their savings, further helping them to close their retirement savings gap.

Discovery’s solutions can be tailored to the unique needs of a business. The employer can choose between a standard or customised package and employees make their own choices about retirement contributions and investment portfolios.

Powerful behavioural incentives

Discovery boosts the retirement savings employees transfer into the Fund by up to 15% to encourage them to stay invested and consolidate their savings when they join or leave the Fund. Discovery also boosts contributions by up to 15%, including additional voluntary contributions that employees make to the Fund each month. The boost is related to employees’ engagement in the various Vitality programmes and meeting their Active Rewards goals.

Discovery’s payback from risk premiums, which can be up to 15%, reward employees for improving their health. To help employees accumulate the extra retirement savings, Discovery doubles the payback amount that they reinvest into the Fund.

The Discovery Living Annuity gives employees the flexibility to manage their income withdrawals (drawdowns) according to their individual circumstances, while giving an immediate income boost of up to 50% for responsible withdrawal levels and healthy living.


*Discovery Retirement Funds (the Fund) refer to the Discovery Life Pension Umbrella Fund and Discovery Life Provident Umbrella Fund. All boosts are offered through the insurer, Discovery Life Limited and only apply to investments in qualifying Discovery funds if held until the retirement date. Early retirement, withdrawals or switches out of qualifying funds will affect the boosts. Discovery Life Limited, registration number 1966/003901/06, is a registered long-term insurer and an authorised financial services and registered credit provider, NCR Reg No NCRCP3555. Discovery Health (Pty) Ltd, registration number 1997/013480/07, is an authorised financial services provider and administrator of medical schemes. Discovery Vitality (Pty) Ltd is an authorised financial services provider, registration number 1999/007736/07. Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. Limits, product rules, terms and conditions apply.attooh Consulting services footer

Retirement Funds

Because employees may be living longer, encouraging the right retirement savings behaviours can dramatically reduce their retirement savings gap. That’s why Discovery Retirement Funds* drive positive savings behaviour by motivating employees to save more, save for longer, and manage their finances. Discovery is then able to reward their behaviour by adding boosts to their savings, further helping them to close their retirement savings gap.

Discovery’s solutions can be tailored to the unique needs of a business. The employer can choose between a standard or customised package and employees make their own choices about retirement contributions and investment portfolios.

Powerful behavioural incentives

Discovery boosts the retirement savings employees transfer into the Fund by up to 15% to encourage them to stay invested and consolidate their savings when they join or leave the Fund. Discovery also boosts contributions by up to 15%, including additional voluntary contributions that employees make to the Fund each month. The boost is related to employees’ engagement in the various Vitality programmes and meeting their Active Rewards goals.

Discovery’s payback from risk premiums, which can be up to 15%, reward employees for improving their health. To help employees accumulate the extra retirement savings, Discovery doubles the payback amount that they reinvest into the Fund.

The Discovery Living Annuity gives employees the flexibility to manage their income withdrawals (drawdowns) according to their individual circumstances, while giving an immediate income boost of up to 50% for responsible withdrawal levels and healthy living.


*Discovery Retirement Funds (the Fund) refer to the Discovery Life Pension Umbrella Fund and Discovery Life Provident Umbrella Fund. All boosts are offered through the insurer, Discovery Life Limited and only apply to investments in qualifying Discovery funds if held until the retirement date. Early retirement, withdrawals or switches out of qualifying funds will affect the boosts. Discovery Life Limited, registration number 1966/003901/06, is a registered long-term insurer and an authorised financial services and registered credit provider, NCR Reg No NCRCP3555. Discovery Health (Pty) Ltd, registration number 1997/013480/07, is an authorised financial services provider and administrator of medical schemes. Discovery Vitality (Pty) Ltd is an authorised financial services provider, registration number 1999/007736/07. Discovery Life Investment Services Pty (Ltd), registration number 2007/005969/07, branded as Discovery Invest, is an authorised financial services provider. Limits, product rules, terms and conditions apply.attooh Consulting services footer

attooh! Consulting Services Holdings (Pty) Ltd, a juristic representative of Discovery Life Ltd, an Authorised Financial Services Provider, FSP 18147 Discovery Life Limited. Registration number 1966/003901/06, is a registered long-term insurer, and an authorised financial services and registered credit provider, NCR Reg No. NCRCP3555. Product rules, terms, and conditions apply.

Copyright © 2025 attooh! All rights reserved.

attooh! Consulting Services Holdings (Pty) Ltd, a juristic representative of Discovery Life Ltd, an Authorised Financial Services Provider, FSP 18147

Discovery Life Limited. Registration number 1966/003901/06, is a registered long-term insurer, and an authorised financial services and registered credit
provider, NCR Reg No. NCRCP3555. Product rules, terms, and conditions apply.

Copyright © 2025 attooh! All rights reserved.